Know yourfinancial story.
TomoIQ brings together your credit report and cash flow to show what is really driving your score – and what to do next
- Trusted by 4 million+ people
Hear what others have to say
“Boosted my score by 108 points.”
Sharon L.“Up by 45 points. I didn’t have to do anything.”
Ram K.“Love that utilities build credit…”
Kyle S.“SIMPLE solution to a complex life problem”
Olivia K.“Finally got approved for an apartment. My score did the talking.”
Maya T.“Started with bad credit. Three months later, +32.”
Devon P.As mentioned in
Ask Tomo what your score can’t tell you.
We make your credit journey easy
Connect
Securely link your credit report and bank accounts in under two minutes. We use bank-level encryption, your data never leaves your control.
Understand
See your credit score and TomoScore side by side with plain-English explanations of what's helping, what's hurting, and why.
Improve
AI tells you the exact steps to boost your score, finds cards and loans you'll actually get approved for, and applies on your behalf — no hard inquiries.