{"id":241,"date":"2019-08-18T13:57:38","date_gmt":"2019-08-18T20:57:38","guid":{"rendered":"https:\/\/www.tomocredit.com\/blog\/2019\/08\/18\/welcome-to-tomocredit\/"},"modified":"2026-03-24T15:08:19","modified_gmt":"2026-03-24T15:08:19","slug":"welcome-to-tomocredit","status":"publish","type":"post","link":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/","title":{"rendered":"Welcome to TomoCredit- Tomo Score, Weekly budgeting"},"content":{"rendered":"<figure><img decoding=\"async\" src=\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\" data-width=\"268\" data-height=\"489\" \/><\/figure>\n<p>Today we are excited to announce that we are opening up the sign-ups for TomoCredit credit card. The next generation credit card designed for people with no credit history or credit score.<\/p>\n<p>At TomoCredit our vision is to create an a financial system that is open and accessible to everyone. TomoCredit is the first step in that direction.<\/p>\n<p>With the up and coming launch of this credit card, students, immigrants, and other financially underserved members of the population can start building credit without relying on credit cards that require a deposit or have prohibitively high fees. In addition to building credit, our customers can also start tracking their weekly expenses using Tomo Score features.<\/p>\n<p id=\"1665\" class=\"pw-post-body-paragraph md me fr mf b mg mh mi mj mk ml mm mn mo mp mq mr ms mt mu mv mw mx my mz na fk bj\" data-selectable-paragraph=\"\">Every time you swipe your TomoCredit card, we track your spending and use that to build your Tomo Score.<\/p>\n<p id=\"602d\" class=\"pw-post-body-paragraph md me fr mf b mg mh mi mj mk ml mm mn mo mp mq mr ms mt mu mv mw mx my mz na fk bj\" data-selectable-paragraph=\"\"><strong class=\"mf fs\">How did we create Tomo Score? <\/strong>Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm<\/p>\n<p data-selectable-paragraph=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-399 aligncenter\" src=\"https:\/\/next.tomocredit.com\/blog\/wp-content\/uploads\/2019\/08\/Screen-Shot-2024-08-14-at-10.10.59-PM-300x219.png\" alt=\"\" width=\"468\" height=\"342\" srcset=\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2019\/08\/Screen-Shot-2024-08-14-at-10.10.59-PM-300x219.png 300w, https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2019\/08\/Screen-Shot-2024-08-14-at-10.10.59-PM-1024x746.png 1024w, https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2019\/08\/Screen-Shot-2024-08-14-at-10.10.59-PM-768x559.png 768w, https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2019\/08\/Screen-Shot-2024-08-14-at-10.10.59-PM.png 1348w\" sizes=\"auto, (max-width: 468px) 100vw, 468px\" \/><\/p>\n<p data-selectable-paragraph=\"\">Join us and let\u2019s build the future of credit together!<\/p>\n<p class=\"pw-post-body-paragraph md me fr mf b mg mh mi mj mk ml mm mn mo mp mq mr ms mt mu mv mw mx my mz na fk bj\" data-selectable-paragraph=\"\">\n","protected":false},"excerpt":{"rendered":"<p>Today we are excited to announce that we are opening up the sign-ups for TomoCredit credit card. The next generation credit card designed for people with no credit history or credit score. At TomoCredit our vision is to create an a financial system that is open and accessible to everyone. TomoCredit is the first step [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12,13,27,29,32],"class_list":["post-241","post","type-post","status-publish","format-standard","hentry","category-tomocredit-consumer-value-report-california-credit-score-growth","tag-bitcoin","tag-blockchain","tag-credit","tag-credit-cards","tag-crypto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog<\/title>\n<meta name=\"description\" content=\"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog\" \/>\n<meta property=\"og:description\" content=\"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\" \/>\n<meta property=\"og:site_name\" content=\"TomoCredit Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-18T20:57:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-24T15:08:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\" \/>\n<meta name=\"author\" content=\"tomocredit\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tomocredit\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\"},\"author\":{\"name\":\"tomocredit\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\"},\"headline\":\"Welcome to TomoCredit- Tomo Score, Weekly budgeting\",\"datePublished\":\"2019-08-18T20:57:38+00:00\",\"dateModified\":\"2026-03-24T15:08:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\"},\"wordCount\":179,\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\",\"keywords\":[\"Bitcoin\",\"Blockchain\",\"Credit\",\"Credit Cards\",\"Crypto\"],\"articleSection\":[\"Sarah James\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\",\"name\":\"Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\",\"datePublished\":\"2019-08-18T20:57:38+00:00\",\"dateModified\":\"2026-03-24T15:08:19+00:00\",\"description\":\"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm\",\"breadcrumb\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage\",\"url\":\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\",\"contentUrl\":\"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tomocredit.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Welcome to TomoCredit- Tomo Score, Weekly budgeting\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"name\":\"TomoCredit Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tomocredit.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\",\"name\":\"TomoCredit Blog\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"contentUrl\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"width\":1062,\"height\":144,\"caption\":\"TomoCredit Blog\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\",\"name\":\"tomocredit\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"caption\":\"tomocredit\"},\"url\":\"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog","description":"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/","og_locale":"en_US","og_type":"article","og_title":"Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog","og_description":"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm","og_url":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/","og_site_name":"TomoCredit Blog","article_published_time":"2019-08-18T20:57:38+00:00","article_modified_time":"2026-03-24T15:08:19+00:00","og_image":[{"url":"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png","type":"","width":"","height":""}],"author":"tomocredit","twitter_card":"summary_large_image","twitter_misc":{"Written by":"tomocredit","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#article","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/"},"author":{"name":"tomocredit","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178"},"headline":"Welcome to TomoCredit- Tomo Score, Weekly budgeting","datePublished":"2019-08-18T20:57:38+00:00","dateModified":"2026-03-24T15:08:19+00:00","mainEntityOfPage":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/"},"wordCount":179,"publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage"},"thumbnailUrl":"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png","keywords":["Bitcoin","Blockchain","Credit","Credit Cards","Crypto"],"articleSection":["Sarah James"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/","url":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/","name":"Welcome to TomoCredit- Tomo Score, Weekly budgeting - TomoCredit Blog","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage"},"thumbnailUrl":"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png","datePublished":"2019-08-18T20:57:38+00:00","dateModified":"2026-03-24T15:08:19+00:00","description":"How did we create CashScore?\u00a0Our in house risk experts teamed up with industry leaders from Amex, WellsFargo, Citi bank to develop Tomo\u2019s own proprietary algorithm","breadcrumb":{"@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#primaryimage","url":"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png","contentUrl":"https:\/\/aland26446437b3.files.wordpress.com\/2019\/08\/3ea2e-17ukympdl2_5nrp6l7x0ytg.png"},{"@type":"BreadcrumbList","@id":"https:\/\/tomocredit.com\/blog\/welcome-to-tomocredit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tomocredit.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Welcome to TomoCredit- Tomo Score, Weekly budgeting"}]},{"@type":"WebSite","@id":"https:\/\/tomocredit.com\/blog\/#website","url":"https:\/\/tomocredit.com\/blog\/","name":"TomoCredit Blog","description":"","publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tomocredit.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/tomocredit.com\/blog\/#organization","name":"TomoCredit Blog","url":"https:\/\/tomocredit.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","contentUrl":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","width":1062,"height":144,"caption":"TomoCredit Blog"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178","name":"tomocredit","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","caption":"tomocredit"},"url":"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/"}]}},"_links":{"self":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":4,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/241\/revisions"}],"predecessor-version":[{"id":962,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/241\/revisions\/962"}],"wp:attachment":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/media?parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/categories?post=241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/tags?post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}