{"id":28,"date":"2023-01-01T13:46:10","date_gmt":"2023-01-01T21:46:10","guid":{"rendered":"https:\/\/aland26446437b3.wordpress.com\/2023\/01\/01\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/"},"modified":"2024-02-21T18:44:55","modified_gmt":"2024-02-21T18:44:55","slug":"how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score","status":"publish","type":"post","link":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/","title":{"rendered":"How to get approved for credit cards when you have no\/bad credit score"},"content":{"rendered":"<figure><img decoding=\"async\" data-width=\"3648\" data-height=\"3648\" src=\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\"><\/figure>\n<p>This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don\u2019t have a credit history! (or if you simply need to rebuild your score).<\/p>\n<p>The Tomo card, better known as \u201cGenZ\u2019s favorite credit card\u201d, lets you build credit without having ANY credit history. The card also has 0% APR\/interest and since it is MasterCard \u201cWorld Elite,\u201d there are a ton of perks for members, including: $1000 cell phone protection and Lyft\/DoorDash\/HelloFresh credits. Talk about a win-win!<\/p>\n<p>The Tomo card also features <em>weekly autopay<\/em>, which allows users to boost their credit FAST. What better way to start the New Year than with good credit?! The Tomo card reports to all 3 credit bureaus\u200a\u2014\u200aEquifax, Transunion, and Expedia.<\/p>\n<p>So if you plan on buying a home, car, or any other expense requiring a loan, this card will help you reach your credit score goals.<\/p>\n<p>Check out how we are on a mission to help millions of others reach their financial and credit score goals by visiting our website: tomocredit.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don\u2019t have a credit history! (or if you simply need to rebuild your score). The Tomo card, better known as \u201cGenZ\u2019s favorite credit card\u201d, lets you build credit without having ANY credit history. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[29,40,45,74,80],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-tomocredit-consumer-value-report-california-credit-score-growth","tag-credit-cards","tag-finance","tag-financial-planning","tag-money","tag-no-credit-check"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog\" \/>\n<meta property=\"og:description\" content=\"This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don\u2019t have a credit history! (or if you simply need to rebuild your score). The Tomo card, better known as \u201cGenZ\u2019s favorite credit card\u201d, lets you build credit without having ANY credit history. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\" \/>\n<meta property=\"og:site_name\" content=\"TomoCredit Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-01T21:46:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-21T18:44:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\" \/>\n<meta name=\"author\" content=\"tomocredit\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tomocredit\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\"},\"author\":{\"name\":\"tomocredit\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\"},\"headline\":\"How to get approved for credit cards when you have no\/bad credit score\",\"datePublished\":\"2023-01-01T21:46:10+00:00\",\"dateModified\":\"2024-02-21T18:44:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\"},\"wordCount\":196,\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\",\"keywords\":[\"Credit Cards\",\"Finance\",\"Financial Planning\",\"Money\",\"No Credit Check\"],\"articleSection\":[\"Sarah James\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\",\"name\":\"How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\",\"datePublished\":\"2023-01-01T21:46:10+00:00\",\"dateModified\":\"2024-02-21T18:44:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage\",\"url\":\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\",\"contentUrl\":\"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tomocredit.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to get approved for credit cards when you have no\/bad credit score\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"name\":\"TomoCredit Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tomocredit.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\",\"name\":\"TomoCredit Blog\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"contentUrl\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"width\":1062,\"height\":144,\"caption\":\"TomoCredit Blog\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\",\"name\":\"tomocredit\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"caption\":\"tomocredit\"},\"url\":\"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/","og_locale":"en_US","og_type":"article","og_title":"How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog","og_description":"This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don\u2019t have a credit history! (or if you simply need to rebuild your score). The Tomo card, better known as \u201cGenZ\u2019s favorite credit card\u201d, lets you build credit without having ANY credit history. [&hellip;]","og_url":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/","og_site_name":"TomoCredit Blog","article_published_time":"2023-01-01T21:46:10+00:00","article_modified_time":"2024-02-21T18:44:55+00:00","og_image":[{"url":"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg","type":"","width":"","height":""}],"author":"tomocredit","twitter_card":"summary_large_image","twitter_misc":{"Written by":"tomocredit","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#article","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/"},"author":{"name":"tomocredit","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178"},"headline":"How to get approved for credit cards when you have no\/bad credit score","datePublished":"2023-01-01T21:46:10+00:00","dateModified":"2024-02-21T18:44:55+00:00","mainEntityOfPage":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/"},"wordCount":196,"publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg","keywords":["Credit Cards","Finance","Financial Planning","Money","No Credit Check"],"articleSection":["Sarah James"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/","url":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/","name":"How to get approved for credit cards when you have no\/bad credit score - TomoCredit Blog","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg","datePublished":"2023-01-01T21:46:10+00:00","dateModified":"2024-02-21T18:44:55+00:00","breadcrumb":{"@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#primaryimage","url":"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg","contentUrl":"https:\/\/cdn-images-1.medium.com\/max\/800\/1*sLk5Amgp-yxpAg2USQGRBg.jpeg"},{"@type":"BreadcrumbList","@id":"https:\/\/tomocredit.com\/blog\/how-to-get-approved-for-credit-cards-when-you-have-no-bad-credit-score\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tomocredit.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How to get approved for credit cards when you have no\/bad credit score"}]},{"@type":"WebSite","@id":"https:\/\/tomocredit.com\/blog\/#website","url":"https:\/\/tomocredit.com\/blog\/","name":"TomoCredit Blog","description":"","publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tomocredit.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/tomocredit.com\/blog\/#organization","name":"TomoCredit Blog","url":"https:\/\/tomocredit.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","contentUrl":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","width":1062,"height":144,"caption":"TomoCredit Blog"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178","name":"tomocredit","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","caption":"tomocredit"},"url":"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/"}]}},"_links":{"self":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":1,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"predecessor-version":[{"id":258,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions\/258"}],"wp:attachment":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}