{"id":525,"date":"2025-05-14T23:18:53","date_gmt":"2025-05-14T23:18:53","guid":{"rendered":"https:\/\/next.tomocredit.com\/blog\/?p=525"},"modified":"2025-05-14T23:18:53","modified_gmt":"2025-05-14T23:18:53","slug":"tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform","status":"publish","type":"post","link":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/","title":{"rendered":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform"},"content":{"rendered":"\n<p>Smith brings decades of leadership in financial technology and open banking. As CEO of Finicity, a Mastercard company, he has been instrumental in expanding access to consumer-permissioned financial data across the credit ecosystem. His experience in scaling data-driven platforms and shaping fintech regulation will bring strategic depth to TomoCredit as it accelerates its growth and product innovation.<\/p>\n\n\n\n<p>&#8220;We are thrilled to welcome Steve to our board,&#8221; said\u00a0Kristy Kim, CEO and Founder of <a href=\"https:\/\/tomoboost.com\">TomoCredit<\/a>. &#8220;His expertise in financial infrastructure and data accessibility perfectly aligns with our mission to make credit more inclusive. As we scale, Steve&#8217;s vision and track record will be invaluable in guiding TomoCredit to serve millions more who are overlooked by traditional credit models.&#8221;<\/p>\n\n\n\n<p>Steve Smith&#8217;s\u00a0appointment comes at a pivotal time for <a href=\"https:\/\/tomoboost.com\">TomoCredit<\/a>, as the company strengthens its position as a leading personal financial wellness platform. TomoCredit is committed to helping individuals take control of their financial futures by leveraging personal finance data to deliver smarter, more inclusive tools for credit building and money management. By focusing on the financial behaviors that truly reflect a person&#8217;s responsibility, like income patterns, spending habits, and payment consistency, TomoCredit empowers thin-file and no-file users to build healthy financial lives, independent of traditional credit systems.<\/p>\n\n\n\n<p>&#8220;<a href=\"https:\/\/tomoboost.com\">TomoCredit<\/a> is at the forefront of solving one of the most urgent financial challenges of our time\u2014credit access,&#8221; said\u00a0Steve Smith. &#8220;I&#8217;m excited to join this passionate and innovative team. Together, we&#8217;ll help redefine what credit inclusion looks like in the modern economy.&#8221;<\/p>\n\n\n\n<p>Smith joins a board that includes fintech, banking, and consumer advocacy leaders, reinforcing TomoCredit&#8217;s commitment to building a diverse and high-impact governance team.<\/p>\n\n\n\n<p><a href=\"https:\/\/tomoboost.com\">TomoCredit&#8217;s<\/a> mission to enhance credit accessibility is particularly crucial in a landscape where over 100 million Americans have little to no credit history. Traditional credit scoring models often exclude these individuals, making it difficult for them to secure loans. By focusing on real-time cash flow data and innovative underwriting practices, TomoCredit is paving the way for a more inclusive financial future.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.prnewswire.com\/news-releases\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform-302448071.html#\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Smith brings decades of leadership in financial technology and open banking. As CEO of Finicity, a Mastercard company, he has been instrumental in expanding access to consumer-permissioned financial data across the credit ecosystem. His experience in scaling data-driven platforms and shaping fintech regulation will bring strategic depth to TomoCredit as it accelerates its growth and [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-525","post","type-post","status-publish","format-standard","hentry","category-tomocredit-consumer-value-report-california-credit-score-growth"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog\" \/>\n<meta property=\"og:description\" content=\"Smith brings decades of leadership in financial technology and open banking. As CEO of Finicity, a Mastercard company, he has been instrumental in expanding access to consumer-permissioned financial data across the credit ecosystem. His experience in scaling data-driven platforms and shaping fintech regulation will bring strategic depth to TomoCredit as it accelerates its growth and [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\" \/>\n<meta property=\"og:site_name\" content=\"TomoCredit Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-14T23:18:53+00:00\" \/>\n<meta name=\"author\" content=\"tomocredit\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tomocredit\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\"},\"author\":{\"name\":\"tomocredit\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\"},\"headline\":\"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform\",\"datePublished\":\"2025-05-14T23:18:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\"},\"wordCount\":355,\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"articleSection\":[\"Sarah James\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\",\"name\":\"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog\",\"isPartOf\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\"},\"datePublished\":\"2025-05-14T23:18:53+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/tomocredit.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#website\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"name\":\"TomoCredit Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/tomocredit.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#organization\",\"name\":\"TomoCredit Blog\",\"url\":\"https:\/\/tomocredit.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"contentUrl\":\"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png\",\"width\":1062,\"height\":144,\"caption\":\"TomoCredit Blog\"},\"image\":{\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178\",\"name\":\"tomocredit\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g\",\"caption\":\"tomocredit\"},\"url\":\"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/","og_locale":"en_US","og_type":"article","og_title":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog","og_description":"Smith brings decades of leadership in financial technology and open banking. As CEO of Finicity, a Mastercard company, he has been instrumental in expanding access to consumer-permissioned financial data across the credit ecosystem. His experience in scaling data-driven platforms and shaping fintech regulation will bring strategic depth to TomoCredit as it accelerates its growth and [&hellip;]","og_url":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/","og_site_name":"TomoCredit Blog","article_published_time":"2025-05-14T23:18:53+00:00","author":"tomocredit","twitter_card":"summary_large_image","twitter_misc":{"Written by":"tomocredit","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#article","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/"},"author":{"name":"tomocredit","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178"},"headline":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform","datePublished":"2025-05-14T23:18:53+00:00","mainEntityOfPage":{"@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/"},"wordCount":355,"publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"articleSection":["Sarah James"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/","url":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/","name":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform - TomoCredit Blog","isPartOf":{"@id":"https:\/\/tomocredit.com\/blog\/#website"},"datePublished":"2025-05-14T23:18:53+00:00","breadcrumb":{"@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/tomocredit.com\/blog\/tomocredit-welcomes-steve-smith-former-ceo-and-co-founder-of-finicity-to-expand-ai-financial-wellness-platform\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/tomocredit.com\/blog\/"},{"@type":"ListItem","position":2,"name":"TomoCredit Welcomes Steve Smith, Former CEO and Co-Founder of Finicity, to Expand AI Financial Wellness Platform"}]},{"@type":"WebSite","@id":"https:\/\/tomocredit.com\/blog\/#website","url":"https:\/\/tomocredit.com\/blog\/","name":"TomoCredit Blog","description":"","publisher":{"@id":"https:\/\/tomocredit.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tomocredit.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/tomocredit.com\/blog\/#organization","name":"TomoCredit Blog","url":"https:\/\/tomocredit.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","contentUrl":"https:\/\/tomocredit.com\/blog\/wp-content\/uploads\/2025\/07\/tomoBoost.-Logo@2x.png","width":1062,"height":144,"caption":"TomoCredit Blog"},"image":{"@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/0a8c99d43df1c87f0bb58ea9db9e5178","name":"tomocredit","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/tomocredit.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d98c810ef591a968e3838948a8be01ca0a14e40cc9fc5b7247ad4a4ca97ccb7?s=96&d=mm&r=g","caption":"tomocredit"},"url":"https:\/\/tomocredit.com\/blog\/author\/tomocredit\/"}]}},"_links":{"self":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/comments?post=525"}],"version-history":[{"count":1,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/525\/revisions"}],"predecessor-version":[{"id":526,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/posts\/525\/revisions\/526"}],"wp:attachment":[{"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/media?parent=525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/categories?post=525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tomocredit.com\/blog\/wp-json\/wp\/v2\/tags?post=525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}