In today’s economy, financial freedom isn’t just about earning more—it’s about making your money work for you. While investing in stocks, real estate, and retirement accounts is crucial, one often overlooked tool is a high-yield savings account (HYSA). It’s a powerful way to build wealth, maintain financial stability, and reach long-term goals without unnecessary risk.…

Life is unpredictable. Emergencies, unexpected expenses, and financial shortfalls can arise when you least expect them. Whether it’s a medical bill, credit card bill, a car repair, or just making ends meet before your next paycheck, having access to quick cash can be a lifesaver. Without a safety net, these financial challenges can create unnecessary…

AI tools continuously analyze your spending patterns to detect unusual activities. Services like machine learning-based fraud alerts can instantly flag suspicious transactions, enabling you to take swift action before significant damage occurs. Many banks and credit card companies now use AI algorithms to monitor real-time transactions, detecting and blocking fraudulent charges proactively. Choosing financial institutions…

As we embark on a new year, there’s no better time to take control of your financial future. Whether you’re looking to build your savings, pay off debt, or prepare for big life changes, setting both short-term and long-term financial goals is essential. Here’s a guide to help you define, plan, and achieve your financial…

Credit card debt has become a persistent challenge for a significant portion of the U.S. population. According to recent statistics, the average American household carries over $8,000 in credit card debt, a financial burden that can quickly spiral out of control. While some individuals face credit card debt due to unavoidable circumstances like medical emergencies…

TomoCredit’s Founder and CEO Kristy Kim, said “Now more than ever, landing a role at a fast-growing startup can be both exciting and rewarding. Startups thrive on innovation, adaptability, and a mission-driven culture, which means they’re looking for people who can bring energy, creativity, and commitment to the table.” Here’s TomoCredit’s playbook on how to…

All eyes are on the Federal Reserve as they decide whether to cut interest rates again. This potential move is significant for the economy and, more importantly, for you. Whether you’re managing personal finances, considering big purchases, or investing, a rate cut could have far-reaching effects. But what exactly does a Fed rate cut mean,…

Your credit score is more than just a number—it’s a reflection of your financial health and trustworthiness. Whether you’re applying for a loan, renting an apartment, or even landing your dream job, your credit can impact key aspects of your life. Let’s explore why good credit matters and how it can open doors to financial…

Navigating the world of credit can be daunting, especially for individuals who are new to credit or looking to rebuild their financial profiles. Traditional credit systems often overlook people with limited credit history, making it harder for them to access financial tools. Enter TomoBoost—an innovative credit-building solution offered by TomoCredit that aims to bridge this…

The holiday season is a time for joy, giving, and creating memories with loved ones. However, it’s also a time when financial risks—like overspending, fraud, and identity theft—are at their peak. Protecting your finances and credit score during this busy period doesn’t have to be daunting. With some thoughtful planning and mindful habits, you can…