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TomoCredit: 5 Life Essentials That Are Surprisingly Easy to Save Money On
Read more: TomoCredit: 5 Life Essentials That Are Surprisingly Easy to Save Money OnLiving expenses have gone up. Groceries cost more. Utility bills feel less predictable. Even the basic things we buy without thinking twice can take a much bigger bite out of a paycheck than they did a few years ago. So, if your budget feels tighter even though your lifestyle has not dramatically changed, you are…
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How to Start Building Passive Income With the Money You Have
Read more: How to Start Building Passive Income With the Money You HavePassive income has become one of those financial terms that sounds great until someone explains how to create it. Invest in real estate. Build a stock portfolio. Buy a business. Create a digital product and sell it while you sleep. (At TomoCredit, we love a good passive income plan!) The advice usually skips over one…
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The New American Dream Is About One Thing: Freedom
Read more: The New American Dream Is About One Thing: FreedomFor decades, the American Dream came with a familiar checklist: build a career, buy a home, pay off the mortgage, and save enough to retire comfortably. Gen Z and Millennials haven’t necessarily rejected those goals. Most still want financial stability, homeownership, and the ability to build wealth. But they are questioning whether there is only…
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TomoCredit Named to the 2026 Inc. 5000 List of America’s Fastest-Growing Private Companies
Read more: TomoCredit Named to the 2026 Inc. 5000 List of America’s Fastest-Growing Private CompaniesTomoCredit has officially been named to the 2026 Inc. 5000 list of the fastest-growing private companies in America! For more than 40 years, the Inc. 5000 has recognized the entrepreneurs and companies driving growth, creating jobs and transforming industries across the United States. Previous honorees include Microsoft, Meta, Chobani and Under Armour, putting TomoCredit in…
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TomoCredit Founder Kristy Kim Shares the Personal Story Behind Building TomoCredit
Read more: TomoCredit Founder Kristy Kim Shares the Personal Story Behind Building TomoCreditFrom immigrating to the United States at age 11 to building TomoCredit, Kristy Kim reflects on the lessons, relationships, and risks that shaped her entrepreneurial journey. When people ask me what led me to build TomoCredit, they’re often looking for a single defining moment. The reality is much less straightforward. Like most entrepreneurial journeys, mine…
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Why People Are Turning to AI for Financial Advice
Read more: Why People Are Turning to AI for Financial AdviceA few months ago, asking ChatGPT for financial advice might have sounded…odd. Today, it’s becoming the norm. People are asking AI whether they should pay off debt or invest. They’re using it to create budgets, understand credit scores, compare financial products, and make sense of complex financial decisions. In a recent Fast Company article, I…
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Can You Get an Apartment With No Credit? Here’s What Landlords Look For
Read more: Can You Get an Apartment With No Credit? Here’s What Landlords Look ForYou’ve found the perfect apartment. The location is great. The rent fits your budget. You’re ready to sign the lease. Then the landlord asks you to fill out an application and wants to see your credit score. Cue the panic. If you’re a student, a recent graduate, an immigrant, or someone who simply hasn’t had…
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I Asked ChatGPT How to Build Credit. Here’s What It Got Right (And Wrong)
Read more: I Asked ChatGPT How to Build Credit. Here’s What It Got Right (And Wrong)If you’ve ever Googled a financial question, you’ve probably noticed that the internet is not short on opinions. Want to know how to build credit? There are thousands of articles. Wondering what a good credit score is? You’ll find pages and pages of advice. Now, a lot of people are skipping Google altogether and heading…
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Can AI Help You Build Credit Faster? Here’s What Actually Works in 2026
Read more: Can AI Help You Build Credit Faster? Here’s What Actually Works in 2026Not long ago, if you wanted help building credit, your options were limited, to say the least. You opened a secured credit card, became an authorized user on someone else’s account, or crossed your fingers and hoped Father Time would do the rest. Building credit often felt like one long waiting game, and for many…
