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TomoCredit Founder Kristy Kim Shares the Personal Story Behind Building TomoCredit
Read more: TomoCredit Founder Kristy Kim Shares the Personal Story Behind Building TomoCreditFrom immigrating to the United States at age 11 to building TomoCredit, Kristy Kim reflects on the lessons, relationships, and risks that shaped her entrepreneurial journey. When people ask me what led me to build TomoCredit, they’re often looking for a single defining moment. The reality is much less straightforward. Like most entrepreneurial journeys, mine…
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Why People Are Turning to AI for Financial Advice
Read more: Why People Are Turning to AI for Financial AdviceA few months ago, asking ChatGPT for financial advice might have sounded…odd. Today, it’s becoming the norm. People are asking AI whether they should pay off debt or invest. They’re using it to create budgets, understand credit scores, compare financial products, and make sense of complex financial decisions. In a recent Fast Company article, I…
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Can You Get an Apartment With No Credit? Here’s What Landlords Look For
Read more: Can You Get an Apartment With No Credit? Here’s What Landlords Look ForYou’ve found the perfect apartment. The location is great. The rent fits your budget. You’re ready to sign the lease. Then the landlord asks you to fill out an application and wants to see your credit score. Cue the panic. If you’re a student, a recent graduate, an immigrant, or someone who simply hasn’t had…
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I Asked ChatGPT How to Build Credit. Here’s What It Got Right (And Wrong)
Read more: I Asked ChatGPT How to Build Credit. Here’s What It Got Right (And Wrong)If you’ve ever Googled a financial question, you’ve probably noticed that the internet is not short on opinions. Want to know how to build credit? There are thousands of articles. Wondering what a good credit score is? You’ll find pages and pages of advice. Now, a lot of people are skipping Google altogether and heading…
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Can AI Help You Build Credit Faster? Here’s What Actually Works in 2026
Read more: Can AI Help You Build Credit Faster? Here’s What Actually Works in 2026Not long ago, if you wanted help building credit, your options were limited, to say the least. You opened a secured credit card, became an authorized user on someone else’s account, or crossed your fingers and hoped Father Time would do the rest. Building credit often felt like one long waiting game, and for many…
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Why Gen Z Is Using ChatGPT for Financial Advice
Read more: Why Gen Z Is Using ChatGPT for Financial AdvicePeople aren’t just looking for answers. They’re looking for a safe place to ask questions. Not long ago, if you had a question about money, you searched Google, asked a financially savvy friend, or reached out to your bank. Today, more and more people—especially younger consumers—are opening ChatGPT first. At first glance, that sounds like…
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Happy AAPI Month: Helping Immigrants Build Credit in the U.S.
Read more: Happy AAPI Month: Helping Immigrants Build Credit in the U.S.This AAPI Month, we’re celebrating the courage, ambition, and resilience of immigrants and AAPI communities. Moving to the U.S. comes with a long list of firsts: your first apartment, first phone plan, first bank account, first car, and maybe one day, your first home. This AAPI Month, we’re celebrating the courage, ambition, and resilience of…
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The Credit Score Is Becoming a Financial Reputation System
Read more: The Credit Score Is Becoming a Financial Reputation SystemFor decades, consumers have been taught to think about credit as a single number. Three digits that determine whether you can buy a car, rent an apartment, qualify for a mortgage, or sometimes even get a job. But the biggest shift happening in credit right now is not just a new scoring model. It’s a…
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Are Buy Now, Pay Later Loans Hurting Your Credit Score?
Read more: Are Buy Now, Pay Later Loans Hurting Your Credit Score?There’s a reason Buy Now, Pay Later took off so quickly. It seems harmless. Like it’s not even a real loan at all. No intimidating loan officer. No paperwork avalanche. No awkward credit conversations. Just four little payments and a cute pair of shoes arriving at your door by Friday. For a generation raised during…
