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Take Control of Impulsive Spending
Let’s be honest, we have all found ourselves victim to the temptations of impulsive shopping. It’s difficult to resist the calling of a seasonal sale, especially when this offer comes with the promise of an updated summer wardrobe or a new device for your productive home office set-up. However, the shame outweighs the benefits when…
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Avoid Fooling Around with your Food Budget
As we head into April and COVID-19 restrictions allow for restaurant reopenings, it is essential to reassess your food budget. Most people have come across the thought process of choosing to eat a meal out or stay in and eat what is at home. This is a typical expense that people experience daily. There are…
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Avoiding Cabin Fever: Tips for Wellness in Social Isolation
It was around this time last year that the strangeness of social distancing would soon become our new normal. The necessity to physically isolate from others has led to massive lifestyle changes that revolve around working, socializing, and studying from the comfort of home. Modern technology and software has helped us create new traditions that…
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Spring Clean Your Finances
Spring is just around the corner, giving us an opportunity to welcome the new season through some much needed spring cleaning. Along with tidying up your house, it’s a smart idea to check your finances and get ready for the rest of the year, along with the approaching tax season. Here are some easy steps…
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4 Ways to Enhance Your Virtual Networking Experience
For college students and recent graduates, working and studying remotely for almost a year has created much uncertainty surrounding career growth and future development. Understandably, it can feel overwhelming to sort through a myriad of virtual resources. From career fairs to professional panels, here are 4 ways to get the most from online networking opportunities.…
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How to Budget as a College Student in 3 Easy Steps
Managing money as a college student is not an easy task. As you start your college journey, there are many activities to manage such as school work, extracurriculars, social life, etc. Most students quickly learn that it is essential to be cautious of the money you spend in order to continue with daily activities. Here…
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What I Spend in aWeek as a College Student in Berkeley, CA
As a college student, it’s been difficult to balance studying with managing my finances. Being a student living in Berkeley, it’s also hard to fight cravings for late night boba or ramen, which can add up fairly quickly if done too often. Since I love reading Refinery29’s Money Diary series, I decided to do one…
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2 Basic Federal Student Loans — Should I Accept Both?
Whether you are a student getting ready for college, a current college student, or a parent of one, you may be eligible for a federal student loan. Although your financial aid office will issue you student loans according to the documents you submit, you have the option to reject or consult with your advisor for…
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Tomo’s Guide to New Year Healing
As we continue into the month of January, there’s no better time than now to revisit the topic of new year’s resolutions. It is common for the start of a new year to present us with a mix of emotions; excitement and anticipation often come with feelings of unease and anxiety. After the champagne is…
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What Goes Into Your Credit Score?
A good credit score is essential for purchasing a new place, a new car, or taking out a loan with better interest rates — but what factors go into the number? No Single Number First, there is no definite credit score — there are different credit score models. The credit reporting agencies TransUnion, Experian, and Equifax together give the VantageScore.…
