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2020 Holiday Finance Guide
As of November, over 20 million Americans are unemployed and receiving some sort of unemployment benefits. Those are harrowing numbers. With this in mind, nobody’s going to blame you for easing up on gifts this year; times are tough. Meanwhile, you may already be concerned about the state of your savings account. An unexpected bill…
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How to Budget and Improve your CashScore: Thanksgiving Edition
Thanksgiving is right around the corner! Is it your turn to host the Thanksgiving dinner? Even though Thanksgiving may look slightly different this year, with smaller gatherings and a tighter budget, don’t let that stop you from having a great Thanksgiving meal with your loved ones. Here are 5 tips on how to prepare the…
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Do You Really Need a Savings Account?
Saving is always wise — but is a savings account the best way to save money? What is a Savings Account? While checking accounts are used to store money for daily expenses like food or bills, savings accounts are used to store money over a long period of time. Although fees and withdrawal limits may be drawbacks, savings…
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Breaking Down the Biden Economic Plan
This November was reckoned by a chaotic election season that will lead a very unprecedented year, and presidency, to an end. Days after voting, Americans across the country sat in anticipation of the results of a very close presidential race. The suspense built up to a conclusion that found many people unable to hold in…
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The Waitlist, Some Changes, and What’s Next: An Update From Tomo
This pandemic has no doubt been hectic for everybody. With millions of Americans losing their jobs, millions unemployed, and millions infected, millions of us are growing more and more frustrated. When the shelter-in-place orders began back in March, like most of you, we were worried about what the future would hold for us. As most…
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Voting for Your Finance
This year’s presidential election has become a hot topic, and how you vote will undoubtedly have a tremendous impact on not only the entire nation, but also you and your personal finances. Let’s talk about where Biden and Trump stand when it comes to finances. Tax Policy No one likes to pay taxes and politicians…
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Time is Money, and Money is Time
Time management is something we could all get better at, let’s be honest. Whether it be on the job, in school, or even in your personal life, effective time management has significant benefits. Time management helps you accomplish more tasks quickly and leaves you stress free. There are many different ways to go about managing…
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Debunking Myths: The relationship between student loans and credit score
For many college students, student loans are a major component in helping to afford college. Life after college can be especially confusing when having to manage both student loans and personal finances. For some, it is the first time they have to deal with things like budgeting and making student loan payments. Many schools also…
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Things I Wish I Knew About Finance In College
When I was 4 years old, I remember thinking, “I can’t wait to be an adult!” Then, when I entered my first year of college, I had to be an adult and I had no idea how. Adulting is hard, I get it. A big part of adulting is learning and growing from your mistakes,…
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Budgeting for a Healthy Lifestyle
Health and wellness are notoriously expensive. Gym memberships, personal trainers, organic foods, dairy alternatives and more come with a hefty price tag. It’s common to think that choosing to live a healthy lifestyle is a trade-off for more spending — but what if it doesn’t have to be so expensive? Making smart financial decisions can help you…