Navigating the world of credit can be daunting, especially for individuals who are new to credit or looking to rebuild their financial profiles. Traditional credit systems often overlook people with limited credit history, making it harder for them to access financial tools. Enter TomoBoost—an innovative credit-building solution offered by TomoCredit that aims to bridge this…

The holiday season is a time for joy, giving, and creating memories with loved ones. However, it’s also a time when financial risks—like overspending, fraud, and identity theft—are at their peak. Protecting your finances and credit score during this busy period doesn’t have to be daunting. With some thoughtful planning and mindful habits, you can…

TomoCredit, the financial wellness platform that helps immigrants and other underserved groups get access to essential credit without a credit score, announced today a simple & straightforward 5-week plan to boost consumer credit before the holiday shopping season begins for consumer awareness. With the holidays around the corner, repairing a less-than-stellar credit score can give…

With every election, there comes a whirlwind of predictions about how the new leadership will shape the economy. Discussions often center on potential shifts in interest rates, tax policies, or stock market reactions, as both consumers and investors try to predict what’s next. While national policies certainly impact the economy, the truth is that no…

As we approach the end of the year, it’s an ideal time to start planning for a financially successful 2025. From reviewing your current investments to identifying new opportunities, taking the right steps now can set you up for a year of financial growth. Here are some strategies to consider for managing personal finances and…

The holiday season is upon us, a time known for celebrations, giving, and—let’s face it—spending. For many consumers, budgeting during this period can be challenging, especially with rising inflation. Enter “Buy Now, Pay Later” (BNPL), a payment solution that has become increasingly popular for holiday shoppers, providing a flexible and budget-friendly way to spread out…

Back in 2011, there was one and only way to get approved for an auto loan – and that was  having a good credit score. As a first generation immigrant from South Korea, I had no idea what a credit score was and I certainly didn’t have one either! In fact, I got denied from…

Last Monday, mortgage rates saw a surprising dip, bringing hope to many homeowners looking to refinance. However, despite the excitement, it may not be the perfect time to jump on the refinancing bandwagon just yet. Here’s why refinancing now might not be the best financial decision and why it’s more important than ever to be…

The holiday season is a time for joy, family, and, let’s face it, quite a bit of spending. With the holiday shopping season upon us, it’s essential to get prepared so you can enjoy the festivities without experiencing a post-holiday financial headache. Here are some smart ways to maximize credit card perks, set a budget,…

Building a solid credit score isn’t just about securing personal loans or getting favorable rates on credit cards. For small business owners, a great credit score can be the key to unlocking capital, fueling growth, and driving success. A strong credit profile makes it easier to access the funds needed to expand, hire, or cover…