About Us

The smartest card that doesn't pull your credit.

card

What we do

TomoCredit is built by young immigrant founders who felt the pain of getting a credit card as a foreign national. We are dedicated to building the smartest card that does not require a credit score for approval.

Millions of Americans can’t access affordable credit, simply because they have no credit history. Without good credit, everything becomes difficult and more expensive— auto loans, insurance rates, mortgage— even jobs applications are affected by your credit score.

We are based in the heart of San Francisco. We are excited to help you get the card that will help you BUILD credit and SAVE money.

It’s time for TomoCredit.