The TomoCredit Blog

If building or rebuilding your credit is a goal this year, here's a simple habit that can make a big difference: check your credit report every month. It's easy, free, and can spot costly errors.

A big gap in credit scores between partners doesn't just affect borrowing power—it can impact everything from renting an apartment to securing a car loan. But credit isn't set in stone.

Joseph Lindsay, former CTO of Experian Open Banking, joins TomoCredit as Chief Technology Officer to lead the development of its AI Marketplace and expand access to credit for underserved communities.

One of the most overlooked aspects of the credit approval process is the difference between a hard pull and a soft pull. Both review your credit history, but they affect your score very differently.

Financial freedom isn't just about earning more—it's about making your money work for you. A high-yield savings account is a powerful, often overlooked tool to build wealth without unnecessary risk.

Whether it's a medical bill, a car repair, or just making ends meet before payday, cash advances and early wage access provide immediate financial relief when cash flow is tight.

AI tools continuously analyze your spending patterns to detect unusual activities. From fraud alerts to budgeting apps to robo-advisors, here's how to put the latest AI tools to work in 2025.

As we embark on a new year, there's no better time to take control of your financial future. Here's a guide to help you define, plan, and achieve your short-term and long-term financial goals.

The average American household carries over $8,000 in credit card debt. A large portion of it is tied to a lack of financial literacy and poor spending habits—here's how to break the cycle.

TomoCredit's Founder and CEO Kristy Kim shares the company's playbook on how to stand out from the crowd and land a role at a fast-growing, mission-driven startup.

All eyes are on the Federal Reserve as they decide whether to cut interest rates again. A rate cut could have far-reaching effects on your mortgage, savings, and investments.

Your credit score is more than just a number—it's a reflection of your financial health and trustworthiness, and it can impact key aspects of your life from loans to job offers.