The TomoCredit Blog

Practical guides on building credit, budgeting, saving, and using AI to manage your money. Written by the TomoCredit team, the people behind TomoBoost and TomoIQ, for anyone working toward their first good credit score or trying to make a paycheck go further.

A trucking business owner with the TomoIQ mascot, with text reading 'Your business is eligible for $100,000 in business credit'
The Credit System Is Broken

Have you ever been frustrated because you were rejected by a credit card or mortgage? We've got your back. Now with Tomo, you can leverage your existing bank account to get approved instantly.

Fintech News • Sarah James • June 13, 2024
The TomoIQ mascot giving a thumbs up next to a rising chart and growing stacks of coins
Fintech, making changes together

2023, the year Tomo learned how to 'ride' with the waves. It has been 5 years since Tomo launched and we continue to surf the unpredicted waves of fintech to build a better tomorrow.

Fintech News • Sarah James • January 23, 2024
The TomoIQ mascot next to a woman with luggage and a passport, with text reading '15 winners. Your dream vacation is waiting.'
8 Tips to Maximize Your Tax Refund

Tax season is here! The IRS began accepting 2022 tax year returns on January 23, 2023. If you plan on making big purchases with your refund, here are 8 tips to help maximize it.

Financial Planning • Sarah James • January 24, 2023
A phone showing a TomoIQ credit score of 675 next to a cup of coffee and the TomoIQ mascot
How to Get a Perfect 850 Credit Score

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.

Credit Cards • Sarah James • January 10, 2023

The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.