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Shop Smart Online: 7 to Use Your Credit Card Safely
Have you ever been online shopping and all of a sudden a pop-up message blocks your whole screen with a message like, “A virus has been detected on your computer. Please click on the link to remove the virus from your computer,” or something of that nature? Well, you’re not alone. Millions of people every…
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How this Startup is Making Credit Accessible to Everyone
It’s 2023, but is there still structural racism in the credit card industry? In a survey from 5000 Americans, studies found that BIPOC individuals reported having the lowest or no credit score. Though the disadvantage for BIPOC folks has played a significant role in lack of financial education and literacy, this hasn’t stopped them from…
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4 Ways to Enhance Your Virtual Networking Experience
For college students and recent graduates, working and studying remotely for almost a year has created much uncertainty surrounding career growth and future development. Understandably, it can feel overwhelming to sort through a myriad of virtual resources. From career fairs to professional panels, here are 4 ways to get the most from online networking opportunities.…
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How to Budget as a College Student in 3 Easy Steps
Managing money as a college student is not an easy task. As you start your college journey, there are many activities to manage such as school work, extracurriculars, social life, etc. Most students quickly learn that it is essential to be cautious of the money you spend in order to continue with daily activities. Here…
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What Goes Into Your Credit Score?
A good credit score is essential for purchasing a new place, a new car, or taking out a loan with better interest rates — but what factors go into the number? No Single Number First, there is no definite credit score — there are different credit score models. The credit reporting agencies TransUnion, Experian, and Equifax together give the VantageScore.…
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2020 Holiday Finance Guide
As of November, over 20 million Americans are unemployed and receiving some sort of unemployment benefits. Those are harrowing numbers. With this in mind, nobody’s going to blame you for easing up on gifts this year; times are tough. Meanwhile, you may already be concerned about the state of your savings account. An unexpected bill…
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The Waitlist, Some Changes, and What’s Next: An Update From Tomo
This pandemic has no doubt been hectic for everybody. With millions of Americans losing their jobs, millions unemployed, and millions infected, millions of us are growing more and more frustrated. When the shelter-in-place orders began back in March, like most of you, we were worried about what the future would hold for us. As most…
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New to the U.S.? Start Building Your Credit Score Now
Credit determines your financial future In the US, having good credit matters more than ever. Having good credit will ensure you qualify for affordable rates on student loans, auto loans, insurance, and mortgages, saving you tons of money and making it easier to pay them back in the long term. Credit can determine whether you…
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Welcome to TomoCredit
Today we are excited to announce that we are opening up the sign-ups for TomoCredit credit card. The next generation credit card designed for people with no credit history or credit score. At TomoCredit our vision is to create an a financial system that is open and accessible to everyone. TomoCredit is the first step…
