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GenZ will spend $50 on a cup, but won’t pay off their high APR credit cards
Many of you may have heard of the infamous “Stanley Cup/Tumbler” trending all over TikTok. Consumers that have fallen prey to this trend seem to be GenZ, many posting cup reviews all over the app. Although the tumblers do have pretty rave reviews and seem to do the job, the cost of the cup is…
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American credit card debt continues to climb while GenZ is unaware of APR repercussions
According to Bankrate, 46% of credit card holders are currently carrying debt month-to-month due to inflation and paying for daily expenses. 50% of GenZ don’t know and don’t understand the APR linked to their debt. So what does this mean? With no real idea of when inflation will start to go down, many young adults…
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This startup helps you be credit card debt-free in 2023
Credit card debt, or any debt for that matter, can be a huge headache. No one likes to borrow money, especially if there is interest accruing on top of that. This New Year, make sure you are well organized and have a plan focused on your financial goals. SF based startup, TomoCredit, helps their users…
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6 Tips for First Time Credit Card Holders in 2023
It’s 2023 and you’ve finally decided to open a credit card. Congrats and welcome to the credit building family! We’re so proud of you for taking action towards your personal financial journey 🙂 TomoCredit wants to share with you 6 tips that will help you maximize your Tomo card: 1. Pay your bills on time. Luckily,…
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Goodbye BNPL in 2022, Hello BNPN (Buy Now, Pay Now) in 2023!
BNPL has taken consumers by storm in the last few years. But these apps, like Klarna, Afterpay, etc. should not be expecting the same results from spenders in 2023. Consumers this new year are much more diligent and smart with how they spend their money. With more tools and education on financial literacy and startups,…
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This startup wants you to reach the highest credit score FAST in 2023!
As many of us are planning our New Year’s Resolutions, it seems safe to say that Financial Resolutions usually make the top of the list. This year, TomoCredit, an SF based startup, wants to help millions reach their highest credit score, as FAST as possible. TomoCredit is targeted towards GenZ and Millenials and aimed at…
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How to get approved for credit cards when you have no/bad credit score
This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don’t have a credit history! (or if you simply need to rebuild your score). The Tomo card, better known as “GenZ’s favorite credit card”, lets you build credit without having ANY credit history.…
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A Recent Graduate’s Guide to Controlling your Finances
In many ways, graduation feels like the finish line of a long race. You’ve been dreaming about not having to attend classes or write twelve pages on the molecular structure of a twig. What happens when you get there and realize that graduation is just the beginning of an adult life? Well if you are…
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Spring Clean Your Finances
Spring is just around the corner, giving us an opportunity to welcome the new season through some much needed spring cleaning. Along with tidying up your house, it’s a smart idea to check your finances and get ready for the rest of the year, along with the approaching tax season. Here are some easy steps…
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2020 Holiday Finance Guide
As of November, over 20 million Americans are unemployed and receiving some sort of unemployment benefits. Those are harrowing numbers. With this in mind, nobody’s going to blame you for easing up on gifts this year; times are tough. Meanwhile, you may already be concerned about the state of your savings account. An unexpected bill…
