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The Waitlist, Some Changes, and What’s Next: An Update From Tomo
This pandemic has no doubt been hectic for everybody. With millions of Americans losing their jobs, millions unemployed, and millions infected, millions of us are growing more and more frustrated. When the shelter-in-place orders began back in March, like most of you, we were worried about what the future would hold for us. As most…
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Time is Money, and Money is Time
Time management is something we could all get better at, let’s be honest. Whether it be on the job, in school, or even in your personal life, effective time management has significant benefits. Time management helps you accomplish more tasks quickly and leaves you stress free. There are many different ways to go about managing…
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Things I Wish I Knew About Finance In College
When I was 4 years old, I remember thinking, “I can’t wait to be an adult!” Then, when I entered my first year of college, I had to be an adult and I had no idea how. Adulting is hard, I get it. A big part of adulting is learning and growing from your mistakes,…
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Budgeting for a Healthy Lifestyle
Health and wellness are notoriously expensive. Gym memberships, personal trainers, organic foods, dairy alternatives and more come with a hefty price tag. It’s common to think that choosing to live a healthy lifestyle is a trade-off for more spending — but what if it doesn’t have to be so expensive? Making smart financial decisions can help you…
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Money Saving Habits for College Students
This school year is unlike any other. For both continuing students and freshmen, the college experience is fundamentally changed and provides new and unique challenges on top of the constant existential dread of just being a student. However, may we find reassurance in the constants of college life, such as the fact that college students…
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Are Credit Cards Worth It?
Do you really need that extra piece of plastic in your wallet? Yes, and here’s why. Build credit. A credit score and credit history may seem ambiguous now, but there will come a day when you will wish for that high credit score and long credit history. Whether it is renting or buying a property…
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A message from our CEO
We recognize with the ever-changing COVID-19 virus situation that this is an uncertain time for everyone. Our hearts and our thoughts go out to everyone on this planet that we call home. At the end of the day we are all human, and sooner or later we must all face challenging times. Preparing you, our…
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Tomo — My first credit card as an international student! No credit score required.
I recently moved to San Francisco from London to study for an MBA at Berkeley Haas because I wanted to be at the heart of the tech ecosystem and learn more about the innovation happening within financial services. In order to understand this landscape more, I wanted to work with a company innovating the space,…
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5 best ways to build your credit score
For better or worse, one of the most important metrics in your financial life is your credit score. Most Americans aren’t well informed of this in their traditional upbringing and as a result are left playing catch-up later in life or simply don’t understand some of the core benefits of having a high credit score.…
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Millennial Focus #1: Sri Ramakrishnan
College is one of the toughest times to manage your personal finances. We know this and this is why we interviewed a (relatively) recent college grad and budgeting maestro Sri Ramakrishnan to learn more about his approach regarding college finances and personal tools. Our conversation here below: Tomo: Hi Sri, thanks for taking the time…