As a college student, it’s been difficult to balance studying with managing my finances. Being a student living in Berkeley, it’s also hard to fight cravings for late night boba or ramen, which can add up fairly quickly if done too often. Since I love reading Refinery29’s Money Diary series, I decided to do one of my own. Looking back and seeing my expenses for the week really helped me open my eyes to my spending habits so that I know how to better manage my finances in the future.
Day One
I woke up right before logging onto zoom for my morning class and had two shots of espresso with dairy-free creamer. I am addicted to caffeine so I purchase a bulk pack of Nespresso pods from Amazon ($1.50/pod = $3)
I ordered some necessities from Target since I was running low on dental floss and facial cleanser. I also ordered some mouthwash and toothpaste since I would run out of those things eventually. ($30)
I also decided to purchase a new workout set from Girlfriend Collective. I have a set in black from them already, so I know that I love their fit and quality. I went for a matching sports bra and legging set in moss green. ($100)
Day Two
I knew today would be really busy for me, so I braced myself for a day of classes and meetings with another cup of doubleshot espresso with creamer, courtesy of my housemate’s Nespresso machine. ($3)
I grabbed lunch and dinner at the dining hall during my short breaks since I have an off-campus meal plan. I don’t know how to cook, and I don’t have a car so going out to buy groceries is often a pain for me. Each meal comes out to an average of $9 or less. ($18)
Day Three
It was another busy day for me that started off with a doubleshot and creamer. ($3)
After a morning class and meeting with my college advisor, I had to hop on Amazon and order a new office chair for my desk. I’ve been borrowing my housemate’s chair since they don’t use it, but it’s too uncomfortable. I used an Amazon gift card so the total was less than I expected. ($18)
Then I grabbed lunch, which was sun-dried tomato pasta, tri-tip, and seasoned cabbage. ($8)
Day Four
I’m taking a class about Wall Street this semester, so everyone is talking about Reddit’s power on the stock market. After browsing some subreddits for a bit, I noticed that DogeCoin was getting some attention. DogeCoin has interested me for a while, so I decided to put a little money in just to see what would happen. ($10)
For dinner, I couldn’t resist the temptation of spicy ramen and milk tea. Before my last class of the week, I placed an order for red tonkatsu ramen and a black tea latte at my favorite ramen place across the street. No regrets. ($15)
Day Five
It’s the weekend! The day escaped me, as I took the time to recharge and relax. One huge perk of living in Berkeley is that so many restaurants are open late at night. I went out for a late night snack and grabbed a slice of pepperoni pizza and a banana cream pie milkshake. ($14)
Day Six
I got breakfast with a friend at a cafe across the street from my apartment. They do really good eggs, so I went with an eggs benedict with french toast and fruit. ($15)
Later in the day, I got a taro boba as a reward to myself! I also got red tonkatsu ramen again since the cravings were overpowering my sense of self-control. ($15)
Day Seven
Rent is due today. I have autopay so I don’t have to worry about it, but I log into the payment portal anyway just to make sure my payment went through. ($650)
For lunch, I picked up a sandwich at a cafe on campus using my meal plan points. The sandwiches there are pretty good, but they are only a tad more expensive than picking up a meal at the dining hall. I got a salmon and coleslaw sandwich on a brioche bun. ($12)