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3 Traits of Financially Successful People
Financial success, in many ways, is a game that everyone is trying to master. We did extensive research on how some of the biggest winners at this game play it and concluded that these 3 traits describe financially successful people: #1: Financially successful people live below their means. This may come as a surprise to…
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8 Tips to Maximize Your Tax Refund
Tax season is here! The IRS just announced that Monday, 1/23/23, was the first day they would begin accepting and processing 2022 tax year returns. The deadline to file is 4/18/23, so save the date on your calendars! If you plan on making some big purchases with your refund, you might want to read on…
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How to Get a Perfect 850 Credit Score
If you suffer from a low or (in many cases) no credit score, it may be quite difficult to achieve some of your personal financial goals. Some of these goals include: obtaining an auto loan, mortgage, or applying for any other types of loans. According to FICO’s most recent statistics, only 1.6% of 232 million…
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How to Financially Prepare Yourself During Layoff Season
How to Financially Prepare Yourself During Layoff Season 2022 saw a mass of layoffs from many companies, with tech at the forefront. Thousands of people were left unemployed, with many having to figure out how to survive the unexpected news, impacting them mentally and financially. More recent news of layoffs is the cryptocurrency exchange platform,…
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This startup helps you be credit card debt-free in 2023
Credit card debt, or any debt for that matter, can be a huge headache. No one likes to borrow money, especially if there is interest accruing on top of that. This New Year, make sure you are well organized and have a plan focused on your financial goals. SF based startup, TomoCredit, helps their users…
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6 Tips for First Time Credit Card Holders in 2023
It’s 2023 and you’ve finally decided to open a credit card. Congrats and welcome to the credit building family! We’re so proud of you for taking action towards your personal financial journey 🙂 TomoCredit wants to share with you 6 tips that will help you maximize your Tomo card: 1. Pay your bills on time. Luckily,…
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Goodbye BNPL in 2022, Hello BNPN (Buy Now, Pay Now) in 2023!
BNPL has taken consumers by storm in the last few years. But these apps, like Klarna, Afterpay, etc. should not be expecting the same results from spenders in 2023. Consumers this new year are much more diligent and smart with how they spend their money. With more tools and education on financial literacy and startups,…
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This startup wants you to reach the highest credit score FAST in 2023!
As many of us are planning our New Year’s Resolutions, it seems safe to say that Financial Resolutions usually make the top of the list. This year, TomoCredit, an SF based startup, wants to help millions reach their highest credit score, as FAST as possible. TomoCredit is targeted towards GenZ and Millenials and aimed at…
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How to get approved for credit cards when you have no/bad credit score
This New Year, TomoCredit, a fintech startup based out of San Francisco, CA, wants to help you build credit even if you don’t have a credit history! (or if you simply need to rebuild your score). The Tomo card, better known as “GenZ’s favorite credit card”, lets you build credit without having ANY credit history.…
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Tomo’s Guide to New Year Healing
As we continue into the month of January, there’s no better time than now to revisit the topic of new year’s resolutions. It is common for the start of a new year to present us with a mix of emotions; excitement and anticipation often come with feelings of unease and anxiety. After the champagne is…
