Written by Sarah James ·
Meet TomoIQ
Your AI-powered credit assistant.
We're proud to share that TomoCredit has been named to the 2026 Inc. 5000 list of America's fastest-growing private companies. Our recent feature in Global Fintech Edge highlights this milestone and our next chapter: bringing personalized AI financial guidance to everyday Americans through TomoIQ.
For our team, this recognition celebrates the work behind a mission we've carried from the beginning: helping more people access the financial opportunities they deserve.
Our founder and CEO, Kristy Kim, experienced the limitations of the traditional credit system firsthand. As an immigrant with a career and income, she still struggled to qualify for an auto loan because she lacked an established U.S. credit history.
That experience helped inspire TomoCredit - and our belief that a person's financial potential extends beyond their credit score.
Today, that mission includes people building credit for the first time, small business owners navigating uneven income, and families working hard to make each paycheck go further. These everyday Americans are the backbone of our economy. They deserve technology built around their financial realities.
With TomoIQ, we're extending that mission into the money decisions people face every day.
Understanding your finances can feel overwhelming. A credit score, account balance, or payment reminder often leaves you with another question: What should I do next?
TomoIQ is our AI financial assistant designed to answer that question and guide you toward better financial decisions.
TomoIQ introduced Money Finder at Money20/20 USA, a new experience that brings personalized financial guidance and product discovery into one conversation. It is now available to current TomoIQ customers.
Pauline Chan, Chief Revenue Officer at TomoCredit, explains why she left Goldman Sachs for a startup, where taking ownership across functions and building from zero to one makes decisions feel directly impactful.
TomoIQ has introduced Money Finder at Money20/20 USA, an AI-powered experience that helps consumers lower expenses, explore financial products, and find relevant resources in one conversation.
The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.
Meet TomoIQ
Your AI-powered credit assistant.