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Fintech, making changes together
2023, the year Tomo learned how to “ride”with the waves It has been 5 years since Tomo launched and we continue to surf the unpredicted waves of fintech to ultimately continue our mission of building a better tomorrow. I’m not saying it was easy, but we’re proud of what we’ve achieved around credit building and…
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How Crypto payments are becoming reality
Crypto has been viewed upon as speculative instruments, not payment mechanisms. While Bitcoin was originally intended to be a new world currency, it has transitioned to more as a hedge against inflation and a store of value. In a sense, spending Bitcoin would be a lot like spending Apple stock. Sure, you can spend it,…
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Finance Gender Gap: Looking at the Gender Gap in Financial Literacy
In a Global Financial Literacy Excellence Center study, female participants answered 49% of personal finance questions correctly while male participants answered 56% of them correctly. Although both these scores are very low and need to be brought up significantly, the interesting findings were about the gender gap in financial literacy as the study also found…
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A Guide to Re-entering Society After the Pandemic
Just a few weeks in, this summer has already proven to be different from the last — the previous year’s uncertainty unsurprisingly resulting in a comeback season for many who are making up for lost vacation time. This moment can feel like a second chance at fulfilling the plans that were postponed for longer than initially anticipated.…
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How your Parent’s Financial Attitudes are Impacting You
After the age of 20, you may find yourself slowly becoming your parents whether you’ve inherited their loud booming laugh, sense of style, or even that one annoying tendency. We know the basics of heredity and can possibly draw a punnett square for eye color, but how much do our parents’ experiences and attitudes affect…
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5 Summer Activities That Won’t Break Your Bank Account
As we head into summer and the weather heats up, many might be looking for affordable activities to enjoy with family and friends. Summer is a great time to enjoy the sunshine and get out of the house. All of the trips, vacations, and outdoor activities can start to add up and take a toll…
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12 Media Recommendations for Asian Pacific American Heritage Month
This year, as many regions are in the process of recovery from the global pandemic that shattered our daily routines, the month of May brings a new context to the importance of Asian Pacific American Heritage Month. Officially established by Congress in 1992, APAHM is an opportunity for Asian and Pacific Islander voices to be…
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Building Out Your Productive Summer — Tips for Students
After weeks upon weeks of stressing over deadlines, submitting assignments, and cramming for exams, the light at the end of the tunnel begins to appear a little brighter. It’s almost summer break! When your long-awaited vacation finally arrives, you realize that the lack of items on your to-do list has left you with a lot…
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A Recent Graduate’s Guide to Controlling your Finances
In many ways, graduation feels like the finish line of a long race. You’ve been dreaming about not having to attend classes or write twelve pages on the molecular structure of a twig. What happens when you get there and realize that graduation is just the beginning of an adult life? Well if you are…
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Simplify Your Finances and Your Life in 5 Easy Steps
Simplifying your finances can improve your quality of life by decreasing money-related stress and freeing up time to do the things you love. Everyone has to deal with their finances differently, and some are more organized than others. Every individual would benefit from getting a hold of their spending, budget, and personal finances to live…