The TomoCredit Blog

Practical guides on building credit, budgeting, saving, and using AI to manage your money. Written by the TomoCredit team, the people behind TomoBoost and TomoIQ, for anyone working toward their first good credit score or trying to make a paycheck go further.

A credit score gauge reading 748 Good next to the TomoIQ mascot and a Tomo Card
Are Credit Cards Worth It?

Do you really need that extra piece of plastic in your wallet? Yes, and here's why—from building credit to interest-free borrowing and peace of mind.

Credit Cards • Sarah James • March 25, 2020
The TomoIQ mascot waving in front of a credit score dashboard, welcoming users to TomoIQ
A message from our CEO

We recognize with the ever-changing COVID-19 virus situation that this is an uncertain time for everyone. To lessen the impact, we are waiving required monthly payments for the next two months.

Credit Cards • Sarah James • March 19, 2020
The TomoIQ mascot waving in front of a credit score dashboard, welcoming users to TomoIQ
The New Tomo Card

Here at Tomo, we know you're not just a credit score. When you sign up today not only can you get approved with no credit history but we are the first card offering up to 20% in cashback.

Credit Cards • Sarah James • November 26, 2019
A Tomo Card on a pedestal with text reading 'Start Building Smarter Credit for just $7.99/month'
5 best ways to build your credit score

This 3-digit number can either cost you or save you hundreds of thousands of dollars over the course of your lifetime. Here are 5 of the best ways to improve your credit score.

Credit Cards • Sarah James • October 21, 2019
A woman reviewing financial insights with icons representing long-term financial goals like a house, car, and travel
Millennial Focus #1: Sri Ramakrishnan

College is one of the toughest times to manage your personal finances. We interviewed recent college grad and budgeting maestro Sri Ramakrishnan about his approach to college finances.

Cryptocurrency • Sarah James • October 3, 2019

The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.