The TomoCredit Blog

Financial tips and best practices for building credit.

A phone showing a TomoIQ credit score of 675 next to a cup of coffee and the TomoIQ mascot
How to Get a Perfect 850 Credit Score

If you suffer from a low or no credit score, it may be quite difficult to achieve some of your personal financial goals. According to FICO, only 1.6% of consumers have a perfect 850 score.

Credit Cards • Sarah James • January 10, 2023
A Tomo Card on a pedestal with text reading 'Start Building Smarter Credit for just $7.99/month'
What Goes Into Your Credit Score?

A good credit score is essential for purchasing a new place, a new car, or taking out a loan with better interest rates — but what factors go into the number?

Budget • Sarah James • January 15, 2021
A credit score gauge reading 748 Good next to the TomoIQ mascot and a Tomo Card
Are Credit Cards Worth It?

Do you really need that extra piece of plastic in your wallet? Yes, and here's why—from building credit to interest-free borrowing and peace of mind.

Credit Cards • Sarah James • March 25, 2020
The TomoIQ mascot waving in front of a credit score dashboard, welcoming users to TomoIQ
The New Tomo Card

Here at Tomo, we know you're not just a credit score. When you sign up today not only can you get approved with no credit history but we are the first card offering up to 20% in cashback.

Credit Cards • Sarah James • November 26, 2019
A Tomo Card on a pedestal with text reading 'Start Building Smarter Credit for just $7.99/month'
5 best ways to build your credit score

This 3-digit number can either cost you or save you hundreds of thousands of dollars over the course of your lifetime. Here are 5 of the best ways to improve your credit score.

Credit Cards • Sarah James • October 21, 2019

The language used on this page is for creative purposes only. TomoCredit (or TomoBoost) does not guarantee an increase in credit score. Individual results vary based on each person's unique credit history and financial circumstances, and subscription payments are non-refundable.